Welcome to FinoBill, a modern and intuitive billing and invoicing platform built to simplify financial operations for freelancers, businesses, and service providers. These Terms and Conditions (“Terms”) govern your access to and use of the FinoBill website and services. By accessing or using FinoBill, you agree to comply with and be bound by these Terms.

If you do not agree to these Terms, please do not use our platform.

1. Acceptance of Terms

By registering for an account, accessing, or using the services provided by FinoBill, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy.

2. About FinoBill

FinoBill provides cloud-based software that enables users to:

  • Generate and manage invoices and estimates
  • Automate recurring billing
  • Track payments and client records
  • Generate tax and financial reports
  • Manage business expenses

FinoBill is not a financial institution or tax consultant and does not offer legal or accounting advice. It is your responsibility to ensure compliance with applicable financial and tax laws.

3. Account Registration

To use most features of FinoBill, you must create an account. You agree to:

  • Provide accurate, current, and complete information
  • Maintain the security of your password and account credentials
  • Notify us immediately of any unauthorized access to your account
  • Be responsible for all activities that occur under your account

We reserve the right to suspend or terminate accounts that provide false information or violate these Terms.

4. Subscription and Payment Terms

FinoBill offers both free and premium subscription plans. By subscribing to a paid plan, you agree to:

  • Pay all applicable fees based on your selected subscription level
  • Authorize automatic billing to your provided payment method
  • Accept that your subscription will renew automatically unless canceled
  • Understand that all payments are final and non-refundable (unless required by law or outlined in a separate refund policy)

You may cancel or change your plan at any time via your dashboard.

5. User Responsibilities

You agree to use FinoBill only for lawful purposes and in compliance with all applicable laws and regulations. You shall not:

  • Use the platform for fraudulent or illegal activities
  • Infringe on the intellectual property or privacy rights of others
  • Reverse engineer, decompile, or misuse our platform
  • Transmit malware, spam, or any malicious content
  • Exploit or attempt to exploit vulnerabilities in the platform

Violation of any of the above may result in account suspension or termination, and legal action where applicable.

6. Intellectual Property

All content, software, trademarks, logos, and other intellectual property on FinoBill are the exclusive property of FinoBill and its licensors. This includes:

  • Platform design and layout
  • Proprietary code and technology
  • Branding and visual elements
  • Written content and documentation

You are granted a limited, non-exclusive, non-transferable right to use the platform solely for your internal business operations.

7. Data and Privacy

We value your privacy and handle your data in accordance with our Privacy Policy. By using FinoBill, you agree to the collection, storage, and processing of your personal and business data.

You retain ownership of your data. We will not access, modify, or disclose your content except:

  • As necessary to provide services
  • With your explicit permission
  • To comply with legal obligations

We employ industry-standard security measures to protect your information, but we cannot guarantee complete security.

8. Third-Party Services

FinoBill may integrate with third-party services (e.g., payment gateways, tax platforms). We are not responsible for:

  • The performance or reliability of third-party services
  • Any data loss or breach that occurs through those services
  • Fees or terms associated with third-party providers

Use of third-party tools is at your own risk and subject to their respective terms and privacy policies.

9. Service Availability

We strive to keep FinoBill online and operational 24/7, but we do not guarantee uninterrupted access. Service interruptions may occur due to:

  • System maintenance or upgrades
  • Network failures or outages
  • Cybersecurity threats or breaches
  • Force majeure events (e.g., natural disasters, wars, strikes)

We will provide advance notice of planned maintenance where possible.

10. Termination and Suspension

You may cancel your account at any time. Upon cancellation:

  • You may lose access to your data unless exported beforehand
  • No refunds will be issued unless otherwise stated
  • Your data may be deleted after 30 days unless retention is required by law

We reserve the right to suspend or terminate your account without notice if:

  • You violate these Terms
  • Your account is used for fraudulent or illegal purposes
  • Payment is overdue for more than 30 days

11. Limitation of Liability

To the maximum extent permitted by law, FinoBill and its team shall not be liable for:

  • Any indirect, incidental, special, or consequential damages
  • Loss of business, profits, or data
  • Unauthorized access to your account or content
  • Interruptions or delays in service

In any case, our total liability shall not exceed the amount paid by you in the last 12 months.

12. Indemnification

You agree to indemnify and hold harmless FinoBill, its founders, employees, and affiliates from any claims, damages, or expenses arising from:

  • Your use of the platform
  • Your breach of these Terms
  • Your violation of any law or third-party rights

13. Updates to Terms

FinoBill reserves the right to modify or update these Terms at any time. If changes are made:

  • We will post the updated version on our website
  • We may notify users by email or in-app notification
  • Continued use of the platform constitutes acceptance of the revised Terms

We encourage users to review these Terms regularly.